Yes. Axara Corporation operates as a duly licensed banking institution in the jurisdictions where it conducts banking activities. The Bank is authorized to provide regulated financial services in accordance with applicable banking laws, regulatory frameworks, and supervisory requirements.

Axara Corporation provides regulated banking services, including but not limited to account services, transaction processing, chargeback handling, fraud mitigation, and scam refund administration. All services are delivered within the scope of our banking license(s) and in compliance with applicable financial regulations.

Yes. As a licensed bank, Axara Corporation is authorized to accept, hold, manage, and process customer funds in accordance with banking regulations, prudential requirements, and applicable safeguarding and capital adequacy rules enforced by the relevant regulatory authorities.

Yes. Chargeback management and scam refund operations are conducted as regulated banking activities and in strict compliance with card network rules, anti-fraud regulations, consumer protection laws, and supervisory banking standards. All refund actions are subject to internal controls and regulatory oversight.

Axara Corporation is subject to oversight and supervision by the competent banking and financial regulatory authorities in the jurisdictions where it is licensed to operate. Regulatory supervision includes ongoing reporting, audits, compliance reviews, and enforcement of banking standards.

Yes. Axara Corporation provides regulated scam recovery and refund services as part of its banking and financial services operations. These services involve the investigation, tracing, and recovery of funds lost through fraud or scams, subject to applicable laws, regulatory approvals, and cooperation with relevant financial institutions and authorities. Recovery outcomes are not guaranteed and depend on case-specific circumstances.

Yes. Axara Corporation provides loans and other credit facilities in accordance with its banking license and applicable lending regulations. All loan products are subject to credit assessment, underwriting standards, interest rate disclosures, repayment terms, and regulatory compliance requirements, including consumer lending and fair credit laws.

Axara Corporation charges service fees for certain banking, recovery, and advisory services. Fees may be charged either at the commencement of a service or upon successful completion, depending on the service type and contractual agreement. In the majority of cases (approximately 98%), fees are assessed at the conclusion of the service. All fees, payment terms, and applicable conditions are fully disclosed to clients in advance and documented in formal service agreements.

All banking, investment, lending, and recovery services involve inherent risks. Scam recovery and refund outcomes depend on factors such as timing, transaction pathways, third-party cooperation, and legal constraints, and therefore cannot be guaranteed. Deposit products, including FDR and DPS, are subject to regulatory conditions, interest rate adjustments, early withdrawal restrictions, and jurisdiction-specific protections. Loan products carry repayment obligations and potential penalties in the event of default. Axara Corporation discloses all material risks, terms, and conditions to clients prior to engagement, and clients are encouraged to review all documentation carefully before proceeding.